This program is to be utilized by residents wishing to become homeowners but do not have the resources to cover all initial costs, such as down payment assistance or closing costs. To qualify for assistance, the applicant must be a first time homebuyer (as determined by HUD regulations), use the residence as their primary dwelling, and the property being purchased must be in the city limits of Massillon. Household income must be within 80% area median income as stated in the current HUD income guidelines. The property being purchased will undergo an inspection and must meet Residential Rehabilitation Standard (RRS). Applicants are required to participate in a credit counseling session as a condition of assistance being provided. A Lien will be placed on the property to be satisfied after a five year period.