New in 2020!
New in 2020!
Massillon has been recognized by LendEDU as one of the most budget-friendly cities in the country for homeowners with a mortgage.
You can see the full report here: https://lendedu.com/blog/most-budget-friendly-cities-for-homeowners-with-mortgage/
The Federal Fair Housing Act prohibits discrimination in housing-related transactions because of race, color, religion, national origin, sex, disability, or familial status. Many State and Local Laws also prohibit housing discrimination based on several additional protected classes.
The Fair Housing Act applies to a wide variety of housing transactions, including rentals, sales, home mortgages, appraisals and homeowners insurance. Landlords, real-estate agents, lenders, insurance companies, and condominiums, cooperative and homeowners associations must not discriminate because of one’s membership in a protected class.
Housing Discrimination is against the law! The only way to stop discrimination is to report it!
This program is to be utilized by residents wishing to become homeowners but do not have the resources to cover all initial costs, such as down payment assistance or closing costs. To qualify for assistance, the applicant must be a first time homebuyer (as determined by HUD regulations), use the residence as their primary dwelling, and the property being purchased must be in the city limits of Massillon. Household income must be within 80% area median income as stated in the current HUD income guidelines. The property being purchased will undergo an inspection and must meet Residential Rehabilitation Standard (RRS). Applicants are required to participate in a credit counseling session as a condition of assistance being provided. A Lien will be placed on the property to be satisfied after a five year period.
The Housing Department operates several different Housing Rehabilitation Programs to help homeowners who live within the city limits of Massillon make needed repairs and improvements on their property to bring it up to local housing code and to ensure decent, safe and sanitary living conditions.
To be eligible to apply, you must be the owner-occupant of a single-family residence for a period of one full year. Real estate taxes must be current and homeowners insurance must be maintained on the property.
Income cannot exceed 80% of the area median income (AMI) for the Stark County area based on the current U.S. Department of Housing and Urban Development (HUD) income guidelines.
These programs are provided on a one-time only basis and a waiting list may exist as the assistance is contingent upon availability of funds.
For more information on our housing rehabilitation programs please click on the following link: Massillon Housing Rehabilitation Program Link